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yono aal All INB users can use the Secure OTP App Please note that mode of OTP authentication for Internet BankingYono Lite will changed to State Bank Secure OTP   YONO is 100% shit Hdfc Bank app is good Yes, UI looks outdated but is functioning ICICI has a good UI, but doesn't show all the  SBI HAS RECENTLY ALLOWED ALL BANK CUSTOMERS TO USE ITS YONO MOBILE APP

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